The Technological advances and uses of Android mobile phone they have become more complex over time, and today it is possible to carry out different actions. One of them, and very practical, is to pay for different services directly using the mobile. Today we tell you about the different apps and functions that allow you to make payments quickly and easily.
Direct payments from the phone, payments with applications and other alternatives so you can make transactions. We tell you, from the requirements of your mobile and your data to pay, to care to avoid scams and data theft. Take note and encourage yourself to enjoy a different way of making your payments.
Payments using NFC technology
Near Field Communication is a technology that is included in many modern mobile phones. It works through an NFC chip inside the phone, which allows you to use the device as if it were a physical card. Previously you have to load the data of our card on the mobile, and later our phone will communicate through the NFC chip with the terminal at the point of sale of the business that is compatible with this technology.
To pay via NFC, we can download our physical cards directly in virtual format to the phone, or even link bank applications and wearable devices such as the Samsung Galaxy Watch4 smartwatch that already has an NFC chip built-in.
Google Pay for NFC payments
Google's service for making contactless payments it is very easy to use and configure. We downloaded the app directly from the Play Store and set up our chip card for contactless payments. On the official Google Play page you can check which banks are compatible with this payment method.
Once the card configuration process is finished, all that remains is for us to activate the NFC operation on the mobile phone and we can start paying for different services and products by bringing the phone closer. Google Pay works with QR codes, and allows you to pay up to 20 euros without having to enter your PIN or biometric identification features. If we exceed that amount, we must confirm our identity as a protection measure for our money.
Samsung Pay
The second major player in the world of NFC payments belongs to the Samsung brand. The technology and mobile device manufacturer developed its own application for mobile payments. The operation is quite similar to that of Google Pay, first we configure our credit card and when we have NFC activated, we can bring the phone closer to the point of sale to carry out the transactions. One of the advantages of Samsung Pay is the inclusion of a points system that gives us rewards every time we use the application. The prizes can be redeemed in different stores registered in the program.
banking apps
In recent times, different banking entities have incorporated a payment system through their applications. Again, they take advantage of wireless connectivity through the NFC chip and the data entered to identify cards and accounts, and once we pass the phone through the reader, that enables us to confirm purchases and payments.
Internet payment alternatives
If your Android phone doesn't have an NFC chip, that doesn't mean you won't be able to pay from your phone. There are different applications of banks and financial services that enable you to make payments over the Internet. In short, they serve as an intermediary to transfer money from one account to another, and they can be financial applications of specific banking entities, or intermediaries such as MercadoPago.
In this type of payments appear names of apps like Bizum, Twyp or the mythical Paypal, which ultimately what they do is transfer money between one account and another through the data or Internet connection. Whether the money moves between email accounts (such as PayPal), or by recharging a virtual card (Twyp), the key is to be able to use your financial resources to pay for products and services without having to take out your wallet.
Conclusions
Whether you have a chip NFC within the mobile to pay directly by bringing your device closer, or that you use applications with data connectivity or WiFi to pay over the Internet. The idea of paying by phone has already become commonplace among Android users.
The great technological and practical advance of mobile devices allows you to adapt this function to the tools that are already incorporated or are very easily downloaded to almost any phone model. If you are looking for alternatives to not take out your wallet and carry out all your transactions directly from your mobile, learning to use Google Pay, Samsung Pay or apps like PayPal and Twyp is almost an obligation, because there are more and more places where you can take advantage of this comfort and add points through reward systems.
