The latest Google Wallet update brings changes that make the app more uncomfortable to use but better protect us against possible scams. Now The Google e-Wallet is more secure and I explain why.
Now it will be necessary to identify yourself in each payment with Google Wallet
The Google Wallet service, Google's electronic wallet that allows you to pay both in person and online, has implemented an extra security measure that was already present in North American territory. This measure is none other than that of make it mandatory to unlock the terminal to make any payment with the Google app, no matter what the amount is.
This identification goes through one of the different ways that the Google app offers to prove that you are the one who requested the transaction. You will be able to identify yourself by the same means as until now: through your pattern, your PIN code, by password, by fingerprint and even by facial unlock.
Google Wallet increases its security
Although it is true that this measure was already implemented in Europe, there was an important difference and that is that you could establish a spending range for which digital transfers did not require manual confirmation. This limit was set at around €50 by default. But now this is no longer optional and all transfers with Google Wallet will require confirmation and unlocking of the terminal by the user.
This has caused some users have expressed their discontent for making the app more uncomfortable to use. There are even users who argue in favor of maintaining a minimum amount to have to identify themselves but for the pre-established range to be €0 instead of €50.
We lose comfort, we gain security
With this change of one of the best Google apps, we have lost comfort but it can be considered that this measure adds an extra step of payment security since the risk of making unauthorized payments is reduced.
This is really convenient to avoid a specific type of scam that is carried out precisely for this reason, because they go unnoticed as they are less than the confirmation range of the app. If somehow your data fell into the hands of a scammer, it was common that large transactions were not made in the compromised account but rather small transactions were made.
And it was done as I say for this reason, because by not asking for confirmation from the user These small transactions could be repeated until the user verified it manually, lasting days or even weeks.
For this reason, I believe that it is a measure that makes us lose convenience of use but that without a doubt makes us gain security in our payments. But you Do you agree with this measure or would you prefer to continue with the previous Google Wallet configuration?