impendulo yintoni iBizum kwaye uqonde indlela esebenza ngayo kukungena kwihlabathi leentlawulo zedijithali. Ayinakuchazwa njengesicelo, kuba iBizum idityaniswe kwii-apps eziphathwayo zeebhanki eziphambili kwaye ivumela ukusebenza ngokuthe ngqo. Kunokuba iteknoloji, inkqubo yokwenza iintlawulo ngokukhawuleza naphakathi kwabasebenzisi babucala, iintlawulo ezikhuselekileyo nezikhawulezayo.
I-Bizum sisisombululo sokuthumela imali kwabanye abantu ngaphandle kokucela i-IBAN. Sisiphakamiso esitsha esiza kukhuphisana nezigebenga zeshishini ezifana nePayPal. I-Bizum ifumana umhlaba kwaye iyanda njengenye indlela enokusombulula iindlela zokudlulisa imali ngedijithali.
Isebenza njani iBizum
Ukuqonda ukuba yintoni iBizum kukungena kwihlabathi lentengiselwano phakathi kwabantu. Inkqubo inikezelwa njengenye indlela yokudluliselwa kwebhanki yendabuko, ekhuphisana ngokuthe ngqo kunye neenkulu zoshishino ezifana ne-PayPal. Njengomba olungileyo xa kuthelekiswa nebhanki yemveli, ngeentlawulo zeBizum zifakwa ngoko nangoko. Izimele kwibhanki oqhele ukusebenza nayo.
Iqonga lokuhlawula yiBizum, kodwa imisebenzi ihlanganiswe ngokuthe ngqo kwisicelo sebhanki ye-elektroniki yequmrhu ngalinye. Akuyimfuneko ukukhuphela nayiphi na isicelo esongezelelweyo, ukukwazi ukuyisebenzisa ngokuthe ngqo kwibhanki yasekhaya. Uninzi lweebhanki zaseSpain sele lubandakanya inkxaso yokusebenza neBizum, kodwa sibandakanya uluhlu lwamaqumrhu ahambelanayo ukukongela ixesha.
Yintoni omele uyenze ukuba iBizum ayisebenzi?
Kwimeko apho udluliselo nge-Bizum alusebenzi, ungazama ezinye iindlela ukusombulula ingxaki. Ukusuka ekuhlaziyweni kwee-apps ukuqalisa kwakhona usetyenziso okanye uqhagamshelane nebhanki ekuthethwa ngayo.
- Qala kwakhona i-app yebhanki: Ekubeni i-Bizum isebenza kwii-apps zebhanki zasekhaya, inyathelo lokuqala xa kukho impazamo kukucima isixhobo. Ukuba i-Bizum ayisebenzi ungaphinda uyiqalise ifowuni okanye uqalise ngokuthe ngqo usetyenziso lwebhanki. Ngamanye amaxesha iimpazamo zivela kwifayile kwi-cache engakhange iqwalaselwe ngokuchanekileyo.
- Hlaziya i-app yebhanki: Kubalulekile ukuba nenguqulelo yamva nje ye-app yebhanki. Ukuba iqonga leBizum alisebenzi kakuhle, inokuba kungenxa yotshintsho lwamva nje kwiifayile zenkqubo yeapp.
- Qhagamshelana nebhanki okanye ulinde: Ngamaxesha athile, umgangatho wokusebenza uphezulu kangangokuba inkqubo iphosa iimpazamo. Zama ukulinda iiyure ezimbalwa ukuze uthumele imali kwakhona. Kwimeko apho ukulinda kungavelisi ziphumo, zama ukuqhagamshelana nenkonzo yobugcisa yebhanki yakho ngokuthe ngqo.
- Phinda ufake usetyenziso: Njengomlinganiselo wokugqibela, ungazama ukukhupha kunye nokufaka kwakhona i-app yebhanki yasekhaya. Oku kugqiba ukufaka kwakhona iifayile zesistim ezifunekayo ukuqhuba naluphi na usetyenziso kwakhona. Sesona sisombululo silungileyo ukuba iBizum isebenze ngokuchanekileyo kwakhona.
Iibhanki ezihambelana neBizum
Ukuze usebenzise iqonga lokuhlawula kunye nokudluliselwa, kufuneka uphonononge isicelo sebhanki yakho ukukhangela ukhetho lweBizum. Amaziko emali asele eqinisekisile ukuhambelana kwawo aquka:
- Abanca
- KwiBhanolanum Bank
- Bankia
- Bankinter
- BBVA
- ICaixa Bank
- Iibhokisi zeenjineli
- Ibhokisi yasemaphandleni
- cajalmendralejo
- ICajamar
- ICajasur
- German Bank
- I-Eurobox yasemaphandleni
- EVO
- Ibercaja
- Yiba nomfanekiso weBhanki
- kuxabank
- Umsebenzi weKutxa
- Liberbank
- Ofisi ngqo
- Ibhanki evulekileyo
- Umfundisi
- Popular
- Sabadell
- Santander Indawo
- Unibox
Yintoni onokuyenza ngeBizum?
Iqonga leBizum livumela thumela ngokulula imali kwabanye abasebenzisi, okanye ucele intlawulo. Yonke le nkqubo isimahla kwaye iyakhawuleza. Imfuneko kuphela kukuba umsebenzisi une-akhawunti kwenye yeebhanki ezixhaswayo. Unokwenza iminikelo kwii-NGOs ukongeza imali kwaye ufezekise iinjongo zabo.
Ibhanki nganye ethatha inxaxheba inokumisela imida yokudluliselwa, nangona ukuza kuthi ga ngoku imida idla ngokuba phakathi kwe-0,50 kunye ne-150 ye-euro. Amanye amaziko anokunyusa umda ngakumbi, evumela udluliselo olukhudlwana kancinane. Okwangoku, iBizum liqonga lasimahla, kodwa kwixesha elizayo linokuqalisa ukubiza iikhomishini. Abakhange bathethe nto ngayo, kodwa iya kuqondakala emva kwexesha elifanelekileyo lonikezelo lwasimahla lwesixhobo.
Thenga kwi-Intanethi ngeBizum
Enye into enokwenzeka xa uqonda ukuba yintoni iBizum kunye nendlela esetyenziswa ngayo hlawula ukuthenga kwakho kwiivenkile ze-intanethi. Ekuphela kwento ekufuneka siyifake yinombolo yethu yefowuni kwiivenkile ezikwi-Intanethi ezixhasa intlawulo ngeBizum. Emva koko umsebenzi uqinisekisiwe kwaye ngale ndlela sigcina ukhuseleko kuzo zonke iintengiselwano zethu.
Los abaphuhlisi beqonga basebenzela ukubandakanya, kungekudala, inkqubo yentlawulo yeselula yamashishini emveli. Ekuqaleni, i-Bizum yayihambelana kuphela namaziko ebhanki ali-15, kodwa ukuthandwa kwenkqubo kuye kwavumela ukuba yandise ukufikelela kwayo. Namhlanje kukho iibhanki ezingama-26 kwaye abasebenzisi abangaphezu kwezigidi ezi-3,5 basasazeke kulo mmandla. Ngokutsho kwedatha yemali yenkampani, ngaphezu kwe-30 yezigidi zentengiselwano zenziwe ngexabiso le-1.500 yezigidi ze-euro. Ikamva lentengiselwano yedijithali yafika kwithuba elidlulileyo, kwaye iBizum ijoyina ukukhuphisana kwicandelo lokukhula okukhulu.
Uyiqhagamshela njani iBizum kwiakhawunti yakho?
Ukuqinisekisa i Ukuchongwa kweBizum kunye nokhuseleko, iqonga likuvumela kuphela ukuba udibanise i-akhawunti yebhanki kunye nenombolo yefowuni. Ukutshintsha i-akhawunti ehambelana nayo, kuya kuthatha imizuzwana embalwa ukuba ngaba kwibhanki enye, kodwa ukuba ufuna ukutshintshela kwenye ibhanki, kufuneka uqale ukhansele inkonzo. Emva koko sidibanisa iakhawunti entsha kwaye siqhubeke nokurhweba.
Enye into eqinisekisa i ukhuseleko lwe-bizum kunye neentengiselwano, luhlanganiso kunye izicelo mobile banking ekhaya. Ibhanki nganye yongeza iBizum kwaye ingasebenzisa iqonga, ngelixa ikhusela idatha yomsebenzisi kunye nemali ekujikelezweni. Ukuze ukwazi ukusebenza kufuneka iinkcukacha zebhanki ezikwi-intanethi kunye ne-PIN yokuqinisekisa, kwaye ubhalisa qho sisenza umsebenzi omtsha. Oku kuqinisekisa ukuhamba kwemali yethu, kunye ne-SMS yokuqinisekisa iyafika ukuvala yonke into enokwenzeka yobuqhophololo okanye ubusela besazisi.
Ngenjongo ecacileyo ye bakhuphisane nezigebenga ezifana PayPal, iBizum yamkelwe kakuhle kwintsimi yeSpanish. Liqonga elipheleleyo neliguquguqukayo eliququzelela iintlawulo phakathi kwabasebenzisi.
