Ubudala bedijithali buyanda ebomini bethu, kwaye iinkonzo ezininzi zinetekhnoloji yayo kwaye kunjalo ibhanki yenye yazo. Kwiminyaka embalwa ngoku, izicelo zenziwe ukuze kulungiswe inani leenkqubo, kwaye enye yazo linani.
I-Bizum yinkonzo ekhawulezisa ukudluliselwa kwemali kuba iyenzeka ngoko nangoko, nangona oku kufuneka uqaphele kuba kukho imingcipheko ethile eyenziwa ngumsebenzisi. Yiyo loo nto namhlanje siza kucacisa ukuba njani rhoxisa i-Bizum eyenziwe ngempazamo.
Yintoni iBizum
Abasebenzisi abaninzi ngakumbi basebenzisa le ndlela ukuthumela imali okanye ukucela intlawulo, nangona abantu abaninzi beyazi ukuba isebenza njani, abaninzi abaqapheli ingozi yokuyisebenzisa.
I-Bizum liqonga okanye inkonzo ephuhliswe ziibhanki zaseSpain apho ukudluliselwa kwemali ngokukhawuleza ukusuka kwiakhawunti yebhanki ukuya kwenye usebenzisa inombolo yefowuni kunokwenzeka. Iya idibanisa ngakumbi kwizicelo zebhanki.
Inzuzo yalo enkulu kukuba ukongeza kwisantya sokudluliselwa (ekubeni, njengoko sitshilo, kungoko nangoko), ayinayo iikhomishini okanye iindleko ezongezelelweyo.
Ngokuphathelele ukusebenza kwayo, ephepheni, ilula kakhulu:
- Jonga usetyenziso lwebhanki yakho kwiPlay Store okanye kwiApp Store.
- Yikhuphele kwisixhobo sakho.
- Fikelela ngeakhawunti yakho okanye ubhalisele inkonzo ye-intanethi.
- Khetha icandelo leBizum. Ukuba uyenzile okokuqala kuya kufuneka ubhalise ngenombolo yefowuni.
- Ukulungele ukuqalisa ukusebenzisa inkonzo.
Nceda uqaphele oko ukuze ukwazi ukusebenzisa i-Bizum unokuba nenombolo yefowuni ehambelana ne-akhawunti kuphela. Ukuba utshintsha iselfowuni yakho, unokuyicima indala kwaye uphinde uqhagamshele inombolo entsha yefowuni, ungayenza kaninzi kangangoko kuyimfuneko.
Ngaba intlawulo inokurhoxiswa e-Bizum?
Indlela obona ngayo ukusetyenziswa kwale nkonzo ilula kakhulu kwaye kulula ukuyiqonda. Ukuza kuthi ga ngoku izibonelelo zale nkonzo zibanzi kakhulu, kodwa njengakuyo yonke into, kukho nezithintelo.
I-drawback ephambili ngenxa ye umsebenzi olula yenkqubo kunye nokusetyenziswa kwayo okungachanekanga. Oku kuthetha ukuba kwimeko apho uye wathumela ngephutha isixa semali kumntu ongafanelekanga, awuyi kukwazi ukukhansela ukusebenza okanye ukubuyisela imali yinkqubo ngokwayo.
Ngesi sizathu sinye, ngaphambi kokuthumela imali, isicelo sikucela ukuba ufake inombolo yomamkeli kabini, ngaphandle kokukwazi ukukopa nokuncamathisela, ngoko kuya kufuneka ukuba ufake omabini amanani ngesandla.
Ukuthathela ingqalelo oko Akunakwenzeka ukurhoxisa ukusebenza kweBizum, ekuphela kwendlela ekhoyo yokuyinqanda yile sikuxelela yona ngezantsi:
Yenza ukuthunyelwa ngokuzolileyo kwaye uzinikezele ixesha, ngaphandle kokukhawuleza. Jonga kwaye uqinisekise ukuba inombolo yomamkeli ichanekile. Ukwanalo ukhetho lokukhetha umfowunelwa ofuna ukuthumela kuye ngokuthe ngqo kwi-ajenda. Enye inketho enokwenzeka ukuba nasemva kokwenza oku wenze impazamo, kukucela umamkeli ukuba abuyisele imali.
Uyirhoxisa njani i-Bizum
Ukuba siyayazi loo nto sithumele ngempazamo iBizum komnye umntu, Kukho iimeko ezininzi ezinokubakho ukuze ukwazi ukubuyisela imali.
Impazamo inokuba yenzekile xa ufaka inombolo ngesandla, kwaye ngethamsanqa elo nani alikho kwaye awunayo iBizum. Kwimeko apho uya kufumana umyalezo wephutha kwaye ngexesha elifutshane uya kubona ukuba imali ibuyela kwiakhawunti yakho.
Enye imeko kukuba umamkeli uyazi ukuba le mali asiyoyakhe, wenza ngeenjongo ezintle kwaye uyalugatya utyando. Xa ukudluliselwa kwenziwa kukho iintsuku ezisixhenxe zomda ukwamkela okanye ukwala ukuthunyelwa.
Xa sele siyibonile i izinto eziluncedo kunye nezingeloncedo zeBizum, siyaqinisekisa ukuba yinkonzo eluncedo kakhulu nesebenzayo. Kwaye kukuba inkonzo eyinikezelayo, ukukhululeka kokuyiphatha kunye nokusebenza kwayo kuyenza isetyenziswe ngakumbi.
Abanye I-Bizum ibonisa indlela yokwenza ukuthunyelwa ngokukhawuleza, ukuba akukho zindleko zokuthumela okanye iikhomishini, isicelo sentlawulo okanye nokuba nokukwazi ukwahlula i-akhawunti kwindawo yokutyela phakathi kwezinye ezininzi, izizathu zokuba kutheni i-Bizum iphumelele kakhulu phakathi kwabasebenzisi.
Ngelixa i-drawback kuphela esiyifumene nale nkonzo kukuba akukho nto yokukwazi ukukhansela ukuthunyelwa xa kwenzeka ukuthengiselana okuphosakeleyo kumntu. Kufuneka kuthathelwe ingqalelo ukuba nangona iyinto ephazamisayo ebalulekileyo, kukho izisombululo ezahlukeneyo okanye izilumkiso ekufuneka zenziwe ngumsebenzisi kulo mba kwaye, nangona zisisiseko, amaxesha amaninzi azithathelwa ngqalelo:
Xa uthumela intlawulo, kubalulekile ukwenza ngokuzola kwaye ngaphandle kokukhawuleza. Sebenzisa abafowunelwa ukukhetha umamkeli endaweni yokuchwetheza inombolo ngesandla. Njengoko usenokuba ubonile, nangona ungakwazi rhoxisa iBizum, Unezixhobo ezaneleyo zokukwazi ukufumana izisombululo ezinokwenzeka kule mpazamo eqhelekileyo.
