A halin yanzu, a Indiya tuni akwai wasu masu amfani waɗanda ke da damar aika kuɗi ta hanyar saƙon nan take, WhatsApp. Wannan aikin ya riga ya fara aiki, kuma suna cin gajiyar abubuwan more rayuwa na bankunan ƙasar, suna da damar yin biyan kuɗi ta wayar hannu. Godiya ga wannan, yanzu yana yiwuwa a sayi samfur daga wani mutum kai tsaye ko aiwatar da kowane irin ma'amala.
Gaskiyar ita ce, wannan ba sabon abu bane, a zahiri, WhatsApp ya riga ya gabatar da biyan kuɗi ta wayar hannu a Indiya a cikin 2018, kodayake a wancan lokacin ya kasance samfurin Beta ne kawai, kuma dole ne a janye saboda wasu matsalolin ka'idoji. Wani sabon yunƙuri ya zo, kuma aika kuɗi ta hanyar WhatsApp yana yiwuwa a sake a Indiya.
WhatsApp na gwada biyan farko a Indiya
A Facebook suna son kawowa Amfani da biyan kuɗi ta hanyar WhatsApp ga kowa, Amma bai daina shiga cikin matsala ba a duk ƙoƙarinsa na yin hakan. A Indiya sun janye sigar beta, kuma a cikin Yunin 2020 irin wannan ya faru a Brazil. Bayan sun gabatar da aikewa da kudi ta hanyoyin Visa da MasterCard, Babban Bankin Brazil ya ba da umarnin dakatar da wannan aikin, saboda suna son "kiyaye yanayin da ya dace na gasa." Kuma tare da duk waɗannan matsalolin, har yanzu WhatsApp ba zai daina ba.
A cewar sanarwar sanarwar ta Facebook, a hukumance, aika kudi yana yiwuwa a Indiya. Masu amfani a wannan ƙasar tuni suna da damar biyan lambobin su ta amfani da aikace-aikacen, matuƙar mai aikawa da karɓar ma'amalar suna da asusu a ɗayan bankunan da suka dace. A halin yanzu, suna da bankuna sama da 160, ta hanyar Hadin Kan Biyan Kuɗi.
Jarabawar ku ta farko a hankali zai isa ga masu amfani da WhatsApp a Indiya. A yanzu, suna da mutane miliyan 20, da alama suna da yawa, amma a 2019 sun riga sun sami miliyan 400. Dangane da abin da Hukumar Kula da Biya ta Kasa a Indiya ta tabbatar, wannan aikin tuni yana da hannun kyauta don faɗaɗa.
Tsarin da WhatsApp yayi amfani dashi yayi kama da na Bizum a Spain. Dole ne ku danna maballin biyan kuɗi na ƙa'idar, wanda ke cikin zaɓuɓɓuka don aika wuri ko takardu, kuma yin jigilar tare da adadin kuɗin da aka amince. Da farko zaku yi rajistar bayanan bankinku a WhatsApp. Wannan yana da mahimmanci don iya samun asusu a ɗayan ƙungiyoyin UPI, da katin zare kudi.
Daga Facebook, kuma don kwantar da hankulan jama'a, suna tabbatar da cewa an tsara biyan kudi ta wayar hannu domin samun cikakken tsaro kuma sama da komai, tsare sirri. Dole ne ku shigar da keɓaɓɓen PIN kowane lokaci da kuka je yin jigilar kaya kuma za a yi ma'amala ta amfani da hanyar sadarwar banki ta UPI.
